Taiwan insurers bag $4b in September 2025

Life insurers saw their profit contract.

Taiwan’s insurance industry recorded a combined pre-tax profit of $3.77b (NT$117.7b) at the end of September 2025, according to data from the Insurance Bureau.

Life insurers reported a pre-tax profit of $2.93b (NT$91.6b), down $6.47b (NT$202.3b) or 68.8% from a year earlier, mainly due to foreign exchange fluctuations and investment volatility.

In contrast, non-life insurers posted a pre-tax profit of $0.84b (NT$26.1b), up $0.13b (NT$4.0b) or 18.1% year on year.

Life insurers accounted for $84.64b (NT$2,645.0b), down 1.1% or $0.95b (NT$29.7b) from the previous year, whilst non-life insurers’ equity rose 9.2% to $5.20b (NT$162.4b), an increase of $0.44b (NT$13.7b).

However, the combined impact of exchange and hedging gains or losses, as well as market volatility, resulted in a net effect of $-20.93b (NT$-653.9b) on life insurers’ foreign exchange valuation reserves.

Excluding volatility effects, life insurers’ overseas investments generated net gains of $4.00b (NT$124.8b), including exchange and hedging results.

($1.00 = NT$0.032)