Insurance Asia

FWD is confident that the rising middle-class trend in Asia will continue long-term.

Market-linked returns support fund accumulation before medical needs arise.

Health segment grew 27% whilst the accident business expanded 40%.

Club serves over 1,800 vessels across Chinese and Vietnamese shipping markets.

Transition from off policy to on policy benefits reshapes earnings timing.

Revenue fell 7.1% year on year (YoY) to $34.88b (RMB238.5b).

Customers can switch between advance balanced and conservative allocation modes.

The new platform offers simplified account opening, amongst others.

Existing safeguards cut landslide risk by over 75% but face new limits.

APE sales also rise 6% as margins expand to two percentage points.

Whitepaper outlines factory model enabling faster iteration and product testing.

Motor insurance made up about half of premiums written.

From insurance to lending, the winners are those doing "less but gaining more" by prioritizing risk-adjusted returns over market share.

Consumers expect real-time scam protection and personalised tools with trust gap remaining high.