Aon lifts capacity to $2.5b as AI drives complexity

The facility spans construction, all risks, delay in start-up and operational damage coverage.

Aon plc has expanded its Data Centre Lifecycle Insurance Programme by $1b, raising total capacity to $2.5b. 

The programme consolidates fragmented risk classes into a single solution covering the full lifecycle of data centre projects from construction to operations. 

This expansion addresses the increasing capital intensity and operational complexity of digital infrastructure, including cloud computing and artificial intelligence.

The programme provides $2.5b in coverage for construction all risks, delay in start-up, and operational property damage or business interruption. 

It includes $400m for cyber property damage, tech E&O, and SLA violations, alongside $500m for project cargo and $100m for third-party liability outside the US. 

Aon also integrates risk engineering and cyber impact modelling into the facility.

This move follows the renewal of Aon’s Client Treaty, which now includes enhanced terms for extended construction periods. 

The programme aims to help developers and operators secure scale and reduce friction when executing large-scale technology projects. 

By combining insurance capacity with analytics, the facility supports long-term performance and helps stakeholders manage risks that can impact broader business operations and supply chains.