Bharti AXA Life to pay $21m bonus amidst 44% premium growth

The bonus is allocated to participating policies as og March 2026.

Bharti AXA Life Insurance has announced a total bonus of about $21.3m (INR205 crore) for the financial year (FY) 2025–2026, to be distributed amongst policyholders holding participating life insurance products, the insurer said in a press release.

The payout comprises a Revisionary Bonus of around $15.1m (INR145 crore), a Terminal Bonus of approximately $2.08m (INR20 crore), and a Cash Bonus of around $4.16m (INR40 crore), with approximately 200,000 policyholders benefiting from the declaration.

Eligibility applies to customers holding traditional participating policies in force as of 31 March 2026.

This comes as the insurer reported a 44% rise in new business premium in FY26.

It said the cash bonuses are credited annually or at policy anniversaries, whilst revisionary and terminal bonuses are paid at maturity or on exit, in line with policy terms.

Participating policies include savings-linked life insurance products, such as Bharti AXA Life Samriddhi, Monthly Income Plan+, Child Advantage, Monthly Advantage, and Unnati.

These products combine insurance cover with participation in declared bonuses based on the insurer’s surplus.

The bonus reflects surplus distribution from participating policy funds, with the company adding that policyholders in these plans share in investment and underwriting outcomes through declared bonuses.

(US$1 = INR96.20)