Aditya Birla Sun Life Insurance launches combined annuity and equity-linked product

It promises annuity payouts until 100 years old.

Aditya Birla Sun Life Insurance Company Limited (ABSLI) has launched the ABSLI Vision Retirement Solution for retirees.

It combines ABSLI’s Guaranteed Annuity Plus, which promises annuity payouts for life, and ABSLI’s Wealth Infinia Plan, according to a press release by the insurer on 24 November 2025.

ABSLI said that Vision Retirement Solution will offer guaranteed payouts until the age of 100. Meanwhile, the equity-linked portion enables withdrawals of 5% of the fund value with the potential for higher, the insurer said.

Customers can choose between a 60:40 or 50:50 allocation for the annuity and market-linked components.

They can also select their preferred payout frequency such as annual, semi-annual, quarterly, or monthly.

Eligibility of the plan starts at 40 years, with a maximum entry age of 60 years for a 7-year premium payment term and 65 years for 8- or 10-year premium payment terms.