AIG posts Q2 2025 profit of $1.1b on stronger underwriting results

Net premiums written (NPW) totalled $6.9b.

American International Group (AIG) reported a net income of $1.1b for the second quarter of 2025 (Q2 2025), reversing a net loss of $4.0b in the same period last year. 

Net income per diluted share was $1.98, compared to a loss of $5.96 per diluted share a year earlier.

Net premiums written (NPW) totalled $6.9b, down year-on-year (YoY) on a reported basis but up 1% on a comparable basis. Global Commercial NPW rose 3% year-over-year, supported by 4% growth in North America Commercial, whilst Global Personal NPW declined 3%, largely due to reinsurance adjustments in the High Net Worth business.

General Insurance posted underwriting income of $626m, up 46% from the prior year, with a combined ratio of 89.3% and an adjusted accident year combined ratio (AYCR) of 88.4%.