Cambodia premiums rise 3% as life insurance falls in February 2026

Gross premiums reached $30.62m in February 2026 from $29.78m a year earlier.

Cambodia’s insurance market in February 2026 recorded a 3% rise in gross premiums, supported by growth in general insurance, whilst life insurance premiums declined.

Total gross premiums reached $30.62m in February 2026, up from $29.78m in February 2025. 

General insurance premiums rose 12% to $12.76m, from $11.35m a year earlier. Life insurance premiums fell 3% to $17.86m, from $18.43m.

The number of policies increased sharply. Total policies rose 47% to 269,355 in February 2026, compared with 182,887 in the same month last year. 

Life insurance policies more than doubled to 240,682, up 107% from 116,174. General insurance policies fell 57% to 28,673, from 66,713.

Total sum insured fell 5% to $7.19b, from $7.54b. General insurance sum insured declined 8% to $5.13b, whilst life insurance sum insured rose 4% to $2.06b.

Gross claims incurred dropped 25% to $4.86m in February 2026, from $6.48m a year earlier. General insurance claims fell 36% to $3.10m, whilst life insurance claims rose 6% to $1.73m.

In general insurance, property and health were the two largest product lines by market share in February 2026. 

Property accounted for 31.21% of the market, followed by health at 30.95% and vehicle insurance at 20.90%. 

In life insurance, endowment products remained the largest segment, accounting for 71.05% of the market in February 2026. 

Term life made up 16.52%, health rider 6.46%, other rider 3.66% and whole life 0.31%. Annuity recorded no market share.