Fitch Ratings
Fitch Ratings is a credit ratings provider. The company also provides commentary, market analysis, and research for global capital markets.
It is considered on of the Big Three credit ratings agencies, alongside Moody's and Standard & Poor's (S&P).
Fitch expects Hanwha Life to sustain earnings strength
Fitch expects Hanwha Life to sustain earnings strength
This was supported by a strong contractual service margin.
China life premiums rise 1% as non-life sector grows 5% in 2025
Life insurers are moving towards participating products with lower guaranteed returns.
Shin Kong Life to boost earnings with Taishin Life merger by 2025
The insurer’s risk-based capital ratio rose to 221% in 2024.
Fitch signals weak earnings outlook for Taiwan life insurance sector
Fitch said it will assess how the sector adjusts its risk management strategies.
Hanwha Life to maintain strong capital and stable earnings
Earnings outlook is stable, backed by $6.6b in accumulated CSM.
Fukoku Life to sustain earnings growth on wider investment spread
Fitch expects this trend to continue over the next three to five years.
Fitch expects China United Property Insurance to maintain stable underwriting in 2025
But increased allocation to risky assets may threaten capital and earnings.
Fitch sees APAC insurers stable in 2025 with capital buffers
Life insurers are focusing on quality through conservative investment strategies.
Japanese life insurers increase US exposure for stable returns
Fitch expects the share of overseas business from North America to grow steadily.
Taiwan life insurers stable for now as Fitch sees capital strength
The appreciation of the NT$ is also driving up currency hedging costs.
Hong Kong insurers stay stronger under new reporting standard, HKRBC
Insurers applying for transitional measures are likely to recalibrate their operations.
BRI Insurance gains from property, credit lines in premium surge
The insurer’s regulatory RBC ratio stood at 374% at end-2024.
China’s capital charge cut to spur insurers’ equity investment
State Council Information Office announced a 10% reduction in the capital charge.
ClearView gains stability with pivot to core life insurance
Its exit from non-core operations will streamline its focus toward profitability.
Allianz Jingdong aims for profitability boost through refined risk selection
Its investment risk is expected to stay low.
Regulators monitor insurers' exposure to alternative assets
Efforts aimed at improving consistency may have immediate effects in private credit market.
Zhongyuan Agricultural Insurance profits from cost controls: Fitch
It’s capital position is projected to remain resilient over the next 2 to 3 years.
Commentary
AI isn’t replacing insurance, it’s finally making it work