HL Assurance targets early detection with new critical illness plan

The policy offers up to $231,250 coverage.

HL Assurance’s new critical illness (CI) plan targets Singapore’s inadequate CI coverage through its Early Protect360 Plus. The policy aligns with Singapore's Healthier SG initiative, focusing on early detection, which can reduce treatment costs and improve recovery rates.

It includes coverage for major conditions such as cancers, heart attacks, strokes, and kidney failure, as well as early-stage conditions like thyroid or prostate cancer and heart valve surgery.

The policy offers up to $231,250 (S$300,000) in coverage with a 100% payout for covered illnesses, plus an additional 20% payout for intensive care unit stays, up to $19,272 (S$25,000), without affecting the overall benefit limit. It is designed for ease of enrollment, requiring only a simple health declaration, and is renewable up to age 99.

Early Protect360 Plus also offers flexible payment options and discounts. Policyholders can choose from monthly, annual, or lump sum payments, with discounts of up to 20% during the launch period. 

The policy is available to Singaporeans, Permanent Residents, and valid pass holders between the ages of 18 and 65, providing broad access to critical illness coverage.