Allianz reveals India’s first multiple-coverage health plan for women

It covers critical illnesses, maternal and reproductive health, and wellness.

Bajaj Allianz General Insurance launched "HERizon Care," a health insurance plan designed exclusively for women in India. 

The policy covers critical illnesses, maternal and reproductive health, and wellness, offering financial protection across different life stages. 

Bajaj Allianz CEO Tapan Singhel said the policy aims to address women’s specific health challenges beyond standard coverage, ensuring they receive financial support for critical health needs.

It is the first health insurance plan in India to provide multiple specialised covers in a single policy.  

HERizon Care includes two primary covers: Vita Shield and Cradle Care, along with optional add-ons. 

Vita Shield covers 34 critical illnesses, including female-specific conditions, and offers additional benefits such as child education support, financial assistance for job loss due to illness, and incidental medical expenses. 

It also includes wellness programs, teleconsultations, and preventive check-ups.  

Cradle Care focuses on reproductive health, covering medical expenses for surrogate mothers and hospitalisation costs related to oocyte retrieval complications. 

Optional covers include financial support for infertility treatments, adoption, egg freezing, maternity expenses, and fetal health. 

The policy also offers coverage for prophylactic surgeries and legal expenses related to sexual assault, kidnapping, and acid attacks.  

HERizon Care is available for women aged 18 to 80 years and children from 90 days to 35 years, with coverage ranging from INR3 lakh to INR2 crore. 

It provides premium discounts for early enrollment, HPV vaccination, and long-term policies. The policy offers flexible payment options and lifelong renewals.