Embedded insurance

Reusing old phones, seen at 430 million units by 2027, benefits the environment.

The company currently offers 48 insurance products.

Nearly a third of professionals favour it over direct-to-consumer models.

Cashless payments account for 50% of consumer monthly spending in Japan.

40% of Gen Z are worried about making poor financial choices.

Experts cite the country’s economic exposure to climate change over all other nations.

The insurance market is expected to reach JPY80t by 2027.

Without middlemen, insurance will get cheaper for consumers.