risk management

Fitch expects Hanwha Life to sustain earnings strength

This was supported by a strong contractual service margin.

Asian Re grows profit with disciplined underwriting in 2024

AM Best expects performance to be supported by underwriting and investment income.

Meiji Yasuda holds 1.7x market share versus average life insurer

But profitability remains weak, with a return on capital of 2.1% in fiscal 2025.

Shin Kong Life to boost earnings with Taishin Life merger by 2025

The insurer’s risk-based capital ratio rose to 221% in 2024.

Fitch signals weak earnings outlook for Taiwan life insurance sector

Fitch said it will assess how the sector adjusts its risk management strategies.

Hanwha Life to maintain strong capital and stable earnings

Earnings outlook is stable, backed by $6.6b in accumulated CSM.

Fukoku Life to sustain earnings growth on wider investment spread

Fitch expects this trend to continue over the next three to five years.

Fitch expects China United Property Insurance to maintain stable underwriting in 2025

But increased allocation to risky assets may threaten capital and earnings.

Insurers worldwide retain more risk as reinsurers limit low-layer cover

Life insurers face long-term pressure as they shift toward retirement-focused products.

Japanese life insurers pursue overseas deals as domestic growth slows

Insurers are expected to keep issuing hybrid capital to preserve credit quality.

Fitch sees APAC insurers stable in 2025 with capital buffers

Life insurers are focusing on quality through conservative investment strategies.

KP&I outlook revised as underwriting volatility concerns resurface

KP&I reported a net loss of $5.4m last fiscal year.

Kyobo Life outlook stays stable with solid capital and profitability

Moody’s expects profitability to remain stable over the next 12 to 18 months.

Tokio Marine Indonesia will likely hold strong capitalisation in the medium term

After a decline in 2023 due to large claims, capital levels rebounded in 2024.

Japanese life insurers increase US exposure for stable returns

Fitch expects the share of overseas business from North America to grow steadily.