risk management
Meiji Yasuda holds 1.7x market share versus average life insurer
Meiji Yasuda holds 1.7x market share versus average life insurer
But profitability remains weak, with a return on capital of 2.1% in fiscal 2025.
Shin Kong Life to boost earnings with Taishin Life merger by 2025
The insurer’s risk-based capital ratio rose to 221% in 2024.
Fitch signals weak earnings outlook for Taiwan life insurance sector
Fitch said it will assess how the sector adjusts its risk management strategies.
Hanwha Life to maintain strong capital and stable earnings
Earnings outlook is stable, backed by $6.6b in accumulated CSM.
Fukoku Life to sustain earnings growth on wider investment spread
Fitch expects this trend to continue over the next three to five years.
Fitch expects China United Property Insurance to maintain stable underwriting in 2025
But increased allocation to risky assets may threaten capital and earnings.
Taiwan non-life premiums rise on tighter underwriting discipline
Motor insurance remained the largest segment.
Insurers worldwide retain more risk as reinsurers limit low-layer cover
Life insurers face long-term pressure as they shift toward retirement-focused products.
Japanese life insurers pursue overseas deals as domestic growth slows
Insurers are expected to keep issuing hybrid capital to preserve credit quality.
Fitch sees APAC insurers stable in 2025 with capital buffers
Life insurers are focusing on quality through conservative investment strategies.
KP&I outlook revised as underwriting volatility concerns resurface
KP&I reported a net loss of $5.4m last fiscal year.
Kyobo Life outlook stays stable with solid capital and profitability
Moody’s expects profitability to remain stable over the next 12 to 18 months.
Tokio Marine Indonesia will likely hold strong capitalisation in the medium term
After a decline in 2023 due to large claims, capital levels rebounded in 2024.
Japanese life insurers increase US exposure for stable returns
Fitch expects the share of overseas business from North America to grow steadily.
Pinnacle Life gains stable outlook on strong capital position
Operating performance is forecast to remain adequate.
Taiwan life insurers stable for now as Fitch sees capital strength
The appreciation of the NT$ is also driving up currency hedging costs.
Ping An P&C maintains stable margins in new-energy policies
Ping An P&C’s capital and surplus rose 9.0% year-on-year.