risk management
South Korean insurers to see steady earnings with CSM boost
South Korean insurers to see steady earnings with CSM boost
However, the sector's capitalisation is expected to face continued pressure.
bolttech Insurance steadies outlook with health line shift: Fitch Ratings
Its net income dipped last year due to slower topline growth and adverse motor claims.
Mitsui Sumitomo, Aioi Nissay Dowa maintain capital strength ahead of 2027 merger
Overseas operations now contribute around 40% of premium income.
Cathay Financial to stay resilient despite earnings drop: Moody’s
Cathay Life is projected to retain its lead in Taiwan's life insurance market.
Fubon Financial earnings backed by strong life and bank units
Fubon Life is Taiwan’s second-largest life insurer by premiums.
Fitch expects Hanwha Life to sustain earnings strength
This was supported by a strong contractual service margin.
Asian Re grows profit with disciplined underwriting in 2024
AM Best expects performance to be supported by underwriting and investment income.
Meiji Yasuda holds 1.7x market share versus average life insurer
But profitability remains weak, with a return on capital of 2.1% in fiscal 2025.
Shin Kong Life to boost earnings with Taishin Life merger by 2025
The insurer’s risk-based capital ratio rose to 221% in 2024.
Fitch signals weak earnings outlook for Taiwan life insurance sector
Fitch said it will assess how the sector adjusts its risk management strategies.
Hanwha Life to maintain strong capital and stable earnings
Earnings outlook is stable, backed by $6.6b in accumulated CSM.
Fukoku Life to sustain earnings growth on wider investment spread
Fitch expects this trend to continue over the next three to five years.
Fitch expects China United Property Insurance to maintain stable underwriting in 2025
But increased allocation to risky assets may threaten capital and earnings.
Taiwan non-life premiums rise on tighter underwriting discipline
Motor insurance remained the largest segment.
Insurers worldwide retain more risk as reinsurers limit low-layer cover
Life insurers face long-term pressure as they shift toward retirement-focused products.
Japanese life insurers pursue overseas deals as domestic growth slows
Insurers are expected to keep issuing hybrid capital to preserve credit quality.
Fitch sees APAC insurers stable in 2025 with capital buffers
Life insurers are focusing on quality through conservative investment strategies.
Commentary
AI isn’t replacing insurance, it’s finally making it work