risk management

bolttech Insurance steadies outlook with health line shift: Fitch Ratings

Its net income dipped last year due to slower topline growth and adverse motor claims. 

Mitsui Sumitomo, Aioi Nissay Dowa maintain capital strength ahead of 2027 merger

Overseas operations now contribute around 40% of premium income.

Cathay Financial to stay resilient despite earnings drop: Moody’s

Cathay Life is projected to retain its lead in Taiwan's life insurance market.

Fubon Financial earnings backed by strong life and bank units

Fubon Life is Taiwan’s second-largest life insurer by premiums.

Fitch expects Hanwha Life to sustain earnings strength

This was supported by a strong contractual service margin.

Asian Re grows profit with disciplined underwriting in 2024

AM Best expects performance to be supported by underwriting and investment income.

Meiji Yasuda holds 1.7x market share versus average life insurer

But profitability remains weak, with a return on capital of 2.1% in fiscal 2025.

Shin Kong Life to boost earnings with Taishin Life merger by 2025

The insurer’s risk-based capital ratio rose to 221% in 2024.

Fitch signals weak earnings outlook for Taiwan life insurance sector

Fitch said it will assess how the sector adjusts its risk management strategies.

Hanwha Life to maintain strong capital and stable earnings

Earnings outlook is stable, backed by $6.6b in accumulated CSM.

Fukoku Life to sustain earnings growth on wider investment spread

Fitch expects this trend to continue over the next three to five years.

Fitch expects China United Property Insurance to maintain stable underwriting in 2025

But increased allocation to risky assets may threaten capital and earnings.

Insurers worldwide retain more risk as reinsurers limit low-layer cover

Life insurers face long-term pressure as they shift toward retirement-focused products.

Japanese life insurers pursue overseas deals as domestic growth slows

Insurers are expected to keep issuing hybrid capital to preserve credit quality.

Fitch sees APAC insurers stable in 2025 with capital buffers

Life insurers are focusing on quality through conservative investment strategies.