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INSURANCE | Staff Reporter, Hong Kong

Bupa Hong Kong launches health insurance plan under VHIS

Bupa MyFlexi VHIS Plan offers 270 days hospitalisation coverage.

Bupa Hong Kong has launched a health insurance plan under the government's Voluntary Health Insurance Scheme (VHIS). Called Bupa MyFlexi VHIS Plan, policyholders can enjoy benefits such as guaranteed renewal, no lifetime benefit limit and tax deduction eligibility and also unlock higher levels of health insurance coverage.

Also read: AXA Hong Kong launches Voluntary Health Insurance Scheme

The Plan offers three benefit levels: Standard, Advance and Deluxe, and each level can further upgrade to a “Plus” plan with Push the Limit Benefit. Other unique plan features include 270 days of hospitalisation coverage, cashless treatment at appointed specialists and service providers, child discount, no claim renewal discount and health coaching services.

The Bupa MyFlexi Plan also provides enhanced protection through the Push the Limit Benefit choice, which offers both ‘Full Cover Benefit’ and ‘Supplementary Major Medical Benefit’ top-ups.

Under ‘Full Cover Benefit’, all eligible expenses incurred at Bupa’s appointed hospitals, specialist clinics and service providers will be fully reimbursed up to the benefit limit of HK$1m per policy year. Furthermore, after exceeding the item limits in basic benefits and Full Cover Benefit, 80% of the excess would still be covered by the ‘Supplementary Major Medical Benefit’, subject to a 20% coinsurance, significantly reducing out-of-pocket expenses, with higher coverage up to HK$600,000. The 2-level Push the Limit Benefit top-ups can provide protection of up to HK$1.6m to customers. 

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