Tokio Marine’s FY 2025 records earnings jump of 57% YoY

Ordinary income grew by $7.01b.

Tokio Marine Holdings, Inc.’s fiscal year ending March (FY 2025) net profit surged 57% year-on-year (YoY) to $7.25b (¥1.05t). 

Ordinary profit rose by $4.26b (¥617.4b) YoY to $10.08b (¥1,460.0b). 

Ordinary income grew by $7.01b (¥1,015.4b) to $58.24b (¥8,440.1b), driven primarily by $43.30b (¥6,275.5b) in underwriting income and $13.72b (¥1,988.6b) in investment income.

By segment, the domestic non-life insurance business reported a $4.28b (¥619.7b) increase in ordinary income to $26.82b (¥3,886.5b) and a $3.93b (¥569.8b) rise in ordinary profit to $6.16b (¥893.3b). 

The domestic life insurance segment saw a slight decrease in ordinary income to $4.41b (¥639.3b), whilst ordinary profit rose $0.09b (¥13.0b) to $0.48b (¥70.1b). 

In the international insurance business, ordinary income increased by $4.55b (¥659.0b) to $29.74b (¥4,309.8b), with ordinary profit up $0.25b (¥35.6b) to $3.37b (¥488.4b).

For FY 2026, the company forecasts ordinary profit of $8.76b (¥1,270.0b) and net income attributable to owners of the parent of $6.42b (¥930.0b). 

These projections assume net premiums written of $37.61b (¥5,450.0b) and life insurance premiums of $5.87b (¥850.0b). 

Expected net incurred losses from natural catastrophes are $0.73b (¥106.0b) in Japan and $0.64b (¥93.0b) overseas.

Planned sales of business-related equities are projected at $4.14b (¥600.0b).

($1.00 = ¥143.84)