Vietnam targets 95% health insurance coverage by 2026 under resolution

Authorities are expanding coverage through employer–employee contributions.

Vietnam aims to achieve more than 95% health insurance coverage by 2026 and full universal coverage by 2030, according to a new resolution from the Politburo. 

The plan includes exempting citizens from basic hospital fees within the scope of health insurance benefits, following a set roadmap.

Resolution 72-NQ/TW, signed by Party General Secretary To Lam, highlights health insurance as a central part of the country’s social security system. 

Authorities are expanding coverage through employer–employee contributions and household-based health insurance, especially for vulnerable groups.

Household-based health insurance allows members to pay reduced contributions from the second member onward, with payments accepted quarterly, biannually, or annually. 

Contributions can be made through social insurance offices, collection partners, banks, or online platforms including the Vietnam Social Security mobile app.

Policyholders benefit from coverage of medical costs, flexible choice of primary healthcare facilities, and the right to raise complaints. In emergencies, they can receive treatment at any hospital whilst keeping their benefits. 

Up to 100% of costs may be covered at registered facilities, particularly for those with five or more years of continuous participation. 

Out-of-network treatment is also partly reimbursed, with 40% to 80% of expenses covered depending on the service.