Insurance

Asia-Pacific construction insurance rates slide in Q3 2025

Smaller firms saw at least 10% cuts and some lower deductibles on indemnity cover.

HDFC Life profit rises 7% to $160m in 9M 2026

Individual APE increased 11% year on year and two year CAGR was 17%.

Taiwan life insurers’ foreign-currency premiums surge 42% in October

Investment-linked insurance products accounted for $1.8b.

Can China’s $140b motor insurance market survive a 70% loss ratio?

Loss ratios surged from 57% to 70% in four years as NEV repair costs and parts prices spiked.

General insurance claims explode 146% in Cambodia

The total sum insured hit $11b as claims skyrocket.

Vietnam adds 35 diseases to social insurance coverage

The rules apply under the 2024 Law on Social Insurance for work injury benefits.

Six in 10 Hong Kong insurance, finance SMEs target AI in one year

But nearly half of SMEs forecast higher raw material bills adding strain to operating expense.

Munich Re Thailand taps Chotima Puasiri as new chief

The regional non-life structure changes whilst a senior figure exits after nearly a decade in charge.

What drove Malaysia’s general insurance market to rise 4%?

Motor insurance accounted for 42.8% of total premiums or $1.3b.

IAIS warns AI and geopolitics raise insurer risk

But the overall conditions for the sector in 2026 were described as stable.

Deloitte pegs global insurance protection gap at $183b

Deloitte says tariffs and trade disruption affect auto and home claims and adding pressure to premiums.

Gen AI in insurance to skyrocket 29% through 2030

Early adopters are seeing 20% to 40% reduction in the cost of onboarding customers.

Emerging market remain underinsured as 1.3 billion are outside formal financing

However, medical insurance has the highest uptake across all markets.

Hong Kong regulator guts insurance referral fees with 50% cap

Unlicensed third-party referrers previously captured up to 95% of commissions through hidden rebate structures.