CareEdge
CareEdge is a knowledge-based analytical group offering services in Credit Ratings, Analytics, Consulting and Sustainability. Established in 1993, the parent company is CARE Ratings Ltd (CareEdge Ratings).
The wholly-owned subsidiaries of CareEdge Ratings are (I) CARE Analytics & Advisory Private Ltd previously known as CARE Risk Solutions Pvt Ltd, and (II) CARE ESG Ratings Ltd, previously known as CARE Advisory
Research and Training Ltd. CareEdge Ratings’ other international subsidiary entities include CARE Ratings Africa (Private) Limited in Mauritius, CARE Ratings South Africa (Pvt) Ltd, and CARE Ratings
Nepal Limited.
India records premium rise in October as middle-class demand supports sales
India records premium rise in October as middle-class demand supports sales
Non-life insurers collected $18.15b in premiums during the first half of FY 2026.
India’s non-life insurers rebound as premiums rise 13.2% in September
The recovery was supported by higher renewals in core segments such as motor.
India’s life insurers post 14.8% rise in new premiums in September
This marks a rebound from the 5.2% decline seen in August.
India non-life insurance premiums growth eases to 1.6% in August 2025
Growth in health, fire, and engineering insurance partly offset the decline.
What drove India's life insurance sector to rise 6.6% in August 2025?
But new business premiums fell 5.2% year-on-year in August.
India’s non-life insurance premiums rise 2.4% in July 2024
The Bima Trinity initiative is expected to drive further sector growth.
India life insurers post 22.4% rise in July new business premiums
The market is expected to grow 10% to 12% annually over the next 3-5 years.
India’s non-life insurance premiums rise 5.2% in June 2025
The government’s Bima Trinity initiative is expected to support future growth.
India’s life insurance premiums fall 3.1% in June 2025
The decline was mainly due to lower credit life sales.
India’s non-life premiums rise 6.5% YoY in May
CareEdge expects standalone health insurers (SAHIs) to continue leading in the retail.
India life insurers post steady May growth despite policy volume drop
Annual Premium Equivalent by 14.4%.
India’s non-life insurance insurance sector grows 13.5% YoY in April
Growth during the month was supported by renewals.
India's life insurers report 8.4% rise in premiums for April 2025
Growth in individual non-single premium policies declined by 13.6% YoY.
India’s life insurers post 5.1% growth in FY 2025 premiums
CareEdge said premium growth is expected to remain volatile.
India’s non-life insurance sees flat growth in FY 2025
It was dragged by the low passenger vehicle sales growth during the period.
Health insurance coverage in India projected to reach 50% by 2025
Yet, rural healthcare infrastructure and trained talents remain key challenges.
India non-life insurers face impact from 1/n rule transition: CareEdge
Despite decline, experts predict premiums for to exceed Rs3 lakh.
Commentary
AI isn’t replacing insurance, it’s finally making it work