ZhongAn posts $94m profit on investment gains in H1 2025

It also pencilled in gross written premiums (GWP) of $2.33b.

ZhongAn Online P&C Insurance Co., Ltd. reported a net profit attributable to shareholders reached $93.5m (RMB668m), a year-on-year (YoY) increase of 1,103.5%, supported by investment returns and a turnaround in its digital banking unit.

It also pencilled in gross written premiums (GWP) of $2.33b (RMB16.66b) in the first half of 2025 (H1 2025), up 9.3% YoY.

The health ecosystem generated $879.2m (RMB6.28b) in GWP, up 38.3%, covering 15.21 million users.

ZhongAn’s flagship “Personal Clinic Policy” contributed $595.0m (RMB4.25b) in GWP, whilst the inclusive “Zhong Min Bao” series, which targets higher-risk groups such as people with pre-existing conditions and the elderly, recorded $144.2m (RMB1.03b) in GWP, a 638.8% increase.

($1.00 = RMB7.13)