Hong Kong IA to Proceed with Public Disclosure Rules for Insurers from 2026

The new rules apply to both local and overseas insurers with a Hong Kong branch.

The Hong Kong Insurance Authority (HKIA) will implement new public disclosure requirements for authorised insurers in 2026 following industry consultation on the draft Insurance (Public Disclosure) Rules.

Under Section 21A of the Insurance Ordinance (Cap. 41), the rules will set out what information insurers must disclose to the public, as well as how and when it must be published. Requirements include annual disclosure of audited financial statements and other prescribed information.

Following consultation with 39 industry stakeholders, the HKIA confirmed the rules will apply to both Hong Kong-incorporated insurers and Hong Kong branches of overseas insurers, as well as run-off insurers, which may seek exemptions. 

The disclosure template will rename “pricing adequacy” to “underwriting results” to avoid misinterpretation, and the HKIA plans public education measures to help policyholders interpret the data. 

The final rules will be tabled in the Legislative Council for negative vetting.