risk management
Thai Life Insurance’s product shift lifts premiums but squeezes profitability
Thai Life Insurance’s product shift lifts premiums but squeezes profitability
The insurer has shifted towards endowment and whole life products.
Malaysia’s non-life market stable as tariff liberalisation boosts pricing flexibility
The industry’s growth will also be supported by rising demand for digital insurance products.
Limited scale and geography constrain Provident Insurance’s business profile
AM Best sees PICL’s operating performance as adequate.
How 56% of insurers plan to boost data analytics use
Strengthening scenarios and stress testing contributed to the rise of ALM expenditures.
S&P cites ongoing group backing for Sing Re’s stability
The agency noted that the guarantee only applies to reinsurance obligations.
Why 9 in 10 APAC insurers hold stable outlooks
Non-life insurers are likely to benefit from favourable reinsurance conditions.
Robust capital enables AIA to absorb volatility amidst China expansion
AIA’s capital buffer is expected to remain strong through 2027.
Portfolio remediation helps Bao Minh restore underwriting margins
Despite facing underwriting losses in 2024, its overall earnings stayed positive.
Reinsurance strength helps CTPI HK absorb major fire losses
AM Best projects that CTPI HK’s capital position will remain solid.
S&P says rapid expansion could weaken Prudential outlook
Prudential will likely keep a strong capital buffer and steady profit growth.
Social media lawsuits surge, lifting insurers’ liability exposure
Insurers may need to revisit policy wording and tighten risk selection.
Will regulatory shifts shape NZ non-life insurers’ outlook?
New regulatory requirements continue to raise costs for insurers.
Nonghyup P&C maintains capital well above regulatory minimums despite pressure
AM Best said it expects it to keep its capital levels well above regulatory minimums.
China Re maintains strong capital position over short to medium term
AM Best highlighted that China Re’s investment mix has stayed largely stable.
Sompo Holdings sees better fire and casualty margins improving outlook
Morningstar now expects Sompo’s net profit to reach about ¥520b in fiscal 2026.
Tokio Marine faces near-term pressure despite steady domestic outlook
International profit reached only 49% of the full-year plan thus far.
CTBC Insurance’s outlook to stay afloat amidst earnings improvement
The insurer delivered positive results in 2024 and through 9M 2025.
Commentary
How can insurers close protection gaps through customer-focused innovation?