In Focus

Hong Kong insurer complaints rise for fourth straight year

The Insurance Authority has flagged gaps in incentives, disclosure, and oversight.

How can wealthy people close the legacy planning gap?

Older cohorts lag on plan execution despite strong awareness.

Capital regime pressure hits Korean insurers' margins amidst rising claims

New core capital ratio rule is set to tighten balance sheet quality.

Japan insurers’ gains erode amidst rising costs

Firms are shifting product mix toward dementia and care coverage for older clients.

Hong Kong life insurers’ premiums jump 51% in 2025

Non linked individual business supplied $40.6b in new office premiums.

How can Singapore insurers manage rising risk and tech demands?

Firms turn to AI and data tools to manage complex portfolios.

Rising climate losses test China’s insurance safety net

Profitable insurers face limits in passing disaster risk despite market scale.

Why rural India is driving 43% of premiums as urban dominance slips

Districts with over 70% rural population contributed up to 24%.

War-risk underwriting tightens in Singapore as Gulf airspace disruptions persist

Airlines reroute across Asia–Middle East routes as insurers reassess exposure and pricing risk.

Affluent women force rethink of legacy planning in Asia-Pacific

Stable growth and early engagement shift advice beyond transactional transfers.

How can Asia’s energy insurers keep prices low as global risks rise?

Light losses and excess capacity offset geopolitical and economic pressure.

Asia’s marine insurers face rising losses from climate labour risks

Extreme weather frequency hits its highest level in 5 years whilst crew shortages strain operations.

Japan insurers face decline as premiums fall and growth stalls

FY 2024 ends a 4-year expansion streak, forcing firms into new revenue strategies

Malaysia's legacy planning rises despite 17% insurance usage gap

More than half of wealthy individuals already have arrangements in place before age 50.

Asia and European insurers lead as US peers lose $226b in market cap

Asian and European insurers captured seven of the top 10 global spots.

How can APAC insurers close the gap on climate risk readiness?

Physical climate risk is now seen as a wider financial threat beyond underwriting.