In Focus
Hong Kong 9M 2025 premiums hit $82.8b as growth surges 32.5%
Hong Kong 9M 2025 premiums hit $82.8b as growth surges 32.5%
Revenue premiums from in-force policies climbed 36.6% to reach a total of $72b.
Sri Lankan insurers brace for 2025 profit squeeze as non-motor losses mount
Low retention and strong reinsurance keep most rated credit profiles intact.
APAC insurers lag with legacy systems despite 87% claim digital lead
The legacy constraint rate rises from 90% at $1b to $5b firms.
Chinese insurers' earnings recover as Fitch cites tighter commission controls
Major insurers report YoY earnings improvements despite ongoing tariff and trade tensions.
Taiwan life insurers face rising risk in $32b FX mismatch
Fitch warns that spreading FX gains over bond life does not reduce the sector's actual exposure.
Can China’s $140b motor insurance market survive a 70% loss ratio?
Loss ratios surged from 57% to 70% in four years as NEV repair costs and parts prices spiked.
Hong Kong regulator guts insurance referral fees with 50% cap
Unlicensed third-party referrers previously captured up to 95% of commissions through hidden rebate structures.
This week in insurance: Policybazaar rolls out online home loan cover, Allianz reshapes India presence, HSBC reviews Singapore life business
Sun Life Philippines also named its new CEO and country head.
Financial planning rises as 63% cite uncertainty, Prudential says
Thailand stands out: 70% choose higher-risk investing, and 68% prefer short-term instruments.
Capital rules force Indian insurers to curb aggressive discounting
Aggressive discounting for short-term market share becomes harder to justify.
Zurich Indonesia speeds up claims after Bali floods
Faster settlement boosts confidence in insurance as a practical financial tool.
Seven in 10 APAC insurers expect private equity returns to rise
The survey covers APAC insurers managing $3.82t in assets, Clearwater Analytics said.
Trade barriers limit cross-border ASEAN reinsurance flows
ASEAN retains around 68% of non-life premiums overall, but retention varies widely.
Will Gen AI caution worsen Singapore’s insurance talent crunch?
Regulatory expectations are pushing the industry to strengthen expertise risk management.
Zurich, YAS use AI to link taxi insurance to driving behaviour
Drivers with higher scores will unlock broader coverage and more benefits.
Will 100% FDI trigger India insurance consolidation?
It could also increase competition and expand reinsurance capacity in the domestic market.
Why 85% expect APAC insurers’ portfolio risk to rise
More than three-quarters said regulatory and compliance requirements needed more time and resources.
Commentary
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