In Focus

Sri Lankan insurers brace for 2025 profit squeeze as non-motor losses mount

Low retention and strong reinsurance keep most rated credit profiles intact.

APAC insurers lag with legacy systems despite 87% claim digital lead

The legacy constraint rate rises from 90% at $1b to $5b firms.

Chinese insurers' earnings recover as Fitch cites tighter commission controls

Major insurers report YoY earnings improvements despite ongoing tariff and trade tensions.

Taiwan life insurers face rising risk in $32b FX mismatch

Fitch warns that spreading FX gains over bond life does not reduce the sector's actual exposure.

Can China’s $140b motor insurance market survive a 70% loss ratio?

Loss ratios surged from 57% to 70% in four years as NEV repair costs and parts prices spiked.

Hong Kong regulator guts insurance referral fees with 50% cap

Unlicensed third-party referrers previously captured up to 95% of commissions through hidden rebate structures.

Financial planning rises as 63% cite uncertainty, Prudential says

Thailand stands out: 70% choose higher-risk investing, and 68% prefer short-term instruments.

Capital rules force Indian insurers to curb aggressive discounting

Aggressive discounting for short-term market share becomes harder to justify.

Zurich Indonesia speeds up claims after Bali floods

Faster settlement boosts confidence in insurance as a practical financial tool.

Seven in 10 APAC insurers expect private equity returns to rise

The survey covers APAC insurers managing $3.82t in assets, Clearwater Analytics said.

Trade barriers limit cross-border ASEAN reinsurance flows

ASEAN retains around 68% of non-life premiums overall, but retention varies widely.

Will Gen AI caution worsen Singapore’s insurance talent crunch?

Regulatory expectations are pushing the industry to strengthen expertise risk management. 

Zurich, YAS use AI to link taxi insurance to driving behaviour

Drivers with higher scores will unlock broader coverage and more benefits.

Will 100% FDI trigger India insurance consolidation?

It could also increase competition and expand reinsurance capacity in the domestic market.

Why 85% expect APAC insurers’ portfolio risk to rise

More than three-quarters said regulatory and compliance requirements needed more time and resources.